What we'd tell a friend.
Plain-language reference for the foreign buyer and the curious visitor — how buying actually works, how the money moves, where to live, where to eat, the fifty buildings worth knowing and a satellite map of the city we work in. Written by Charles Jonas, principal broker at Art de Vivre, CRECI-RJ 009278/O.
Buying in Rio, end to end.
Every foreign buyer asks us the same five things — can I even own it, how does the money work, what does it cost, how long does it take, what goes wrong. This is the version we tell our own clients, with the numbers written down.
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Brazil visa and residency for foreign owners.
VIPER investor visa, digital-nomad, retiree and innovation pathways — what each unlocks for a foreign property owner, what each costs, where each tends to come unstuck, and the four-year clock to a Brazilian passport.
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Banking in Brazil, in plain language.
The twelve banks worth knowing — Itaú, Bradesco, Banco do Brasil, Caixa, Santander, BTG, Safra, XP, Nubank, Inter, C6, Sicredi — plus CPF, BACEN registration, PIX, mortgages and the private-banking shortcut.
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Insuring a Rio home, properly.
Why the building's mandatory policy never covers your apartment, and what to buy instead — module by module, with the short-stay trap, the vacancy gap, landslide cover on hillside addresses, and a real claim run end-to-end.
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Financing the purchase, honestly.
Why most foreign purchases here are cash, and what financing really exists — SAC vs Price, the CET, mid-2026 rates at the big four, who qualifies, the four routes foreigners actually use, and a worked R$2M Ipanema example.
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Rio investment calculator — Airbnb vs. long-let.
A working underwriting sheet for a Rio apartment or villa: full ten-year discounted cash-flow, IRR in BRL and USD, equity multiple, year-by-year cashflows, short-stay vs. annual side-by-side. Sliders move, numbers re-run.
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ADV's Rio, pinned.
Every Art de Vivre home for sale, the restaurants Charlie books for clients and the things to do — on one satellite map of Rio de Janeiro. Click a pin, read the note, save the address.
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The restaurants ADV actually books.
Twenty Rio rooms hand-curated by the brokerage — Oro, Olympe, Lasai, Mee, Fasano, Aprazível and the table we'd send a client to first. Reservations via ADV concierge for guests on the calendar.
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The eight museums worth a real afternoon.
Museu do Amanhã, MAR, MAM, MNBA, Museu Histórico Nacional, CCBB, Paço Imperial and the Museu Nacional at Quinta da Boa Vista — hours, admission, architecture and the rooms we'd send you to first.
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The top buildings of Rio, one entry at a time.
A working directory of Rio's residential addresses worth knowing — year built, units, recent comps, short-stay rules, gross yield. Kept by Art de Vivre, added to regularly.
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Sixteen Rio neighborhoods.
Zona Sul classic, Zona Sul charm, the West Zone and the Costa Verde. Leblon, Ipanema, Copa, Lagoa, Jardim Botânico, Gávea, Urca, Leme, Vidigal, Barra, Joá, São Conrado — plus Angra, Paraty, Búzios and Cabo Frio.
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